Investor Loan Programs
Financing Built Around the Deal.
Different investment strategies require different financing structures. Tell us what you're working on and we'll help explore options through our lender network.
BridgeLoanz.com is a brokerage. The programs below are explored through our lender network — not offered as a single direct lender's products. Availability depends on the lender, property, and transaction.
Buy it. Renovate it. Sell it.
Fix & Flip Loans
Financing designed for investors purchasing residential properties to renovate and resell. Depending on the lender and deal, financing may include both the property acquisition and renovation budget within a single loan structure.
Investors purchasing distressed, dated, or underperforming single-family homes with the intent to renovate and resell for a profit.
Investors who have identified a value-add property and have a renovation plan, timeline, and realistic after-repair value (ARV) in mind.
Purchase price, renovation budget, estimated after-repair value (ARV), property condition, investor experience, and the projected timeline for completing and selling the project.
Sale of the renovated property. Some investors may also refinance into longer-term financing if they decide to hold the property as a rental instead.
Finance the gap. Keep the deal moving.
Bridge Loans
Short-term financing for investors who need capital now while working toward a longer-term exit — whether that's selling the property, completing improvements, stabilizing the asset, or refinancing into permanent financing.
Investors who need to act quickly on an acquisition or hold a property temporarily while completing improvements or waiting for a sale.
Investors facing time-sensitive opportunities, transitional properties, or situations where longer-term financing isn't immediately available.
Property value, the investor's exit strategy, timeline, borrower experience, and the feasibility of the plan to sell or refinance within the loan term.
Sale of the property, refinance into longer-term financing, or stabilization followed by a transition to a permanent loan.
Long-term financing for rental investors.
DSCR Loans
Financing for investment properties where the property's rental income and debt-service coverage are important parts of the lender's qualification process. DSCR loans are designed for investors focused on cash-flowing rental properties.
Investors holding single-family or small residential rental properties who want longer-term financing rather than short-term bridge or flip loans.
Buy-and-hold investors with stabilized or near-stabilized rental properties generating income that can support debt service.
Property rental income, debt-service coverage ratio (DSCR), property cash flow, occupancy status, and the investor's overall portfolio.
Long-term hold with rental income covering debt service. Investors may eventually sell or refinance as portfolio needs change.
From dirt to finished investment.
Ground-Up Construction
Financing options for investors and builders developing new residential investment properties from the ground up. Construction financing is typically structured around the project's budget, timeline, and draw schedule.
Investors and builders constructing new single-family or small residential investment properties on owned or controlled lots.
Experienced builders and developers with a project plan, budget, timeline, and clear path to completion.
Project plans and specifications, construction budget, lot or land value, builder experience, timeline, and the feasibility of the development.
Sale of the completed property or refinance into longer-term rental financing if the investor decides to hold.
Unlock equity. Restructure your financing.
Investment Property Refinance
Refinancing options for investors who already own a property and want to replace existing financing, move into a different loan structure, or access available equity. Refinancing can help investors reposition a stabilized property within their portfolio.
Investors who already own an investment property and want to replace short-term financing, lower their cost of capital, or access accumulated equity.
Investors with stabilized or improved properties looking to transition from bridge or construction financing into longer-term structures, or pull out cash for future deals.
Current property value, existing debt, equity position, property income, and the investor's overall financial profile and portfolio.
Continued hold with improved financing structure, or use of cash-out proceeds to fund additional investment opportunities.
Not sure which program fits your deal?
That's exactly why we're a brokerage. Tell us what you're working on and we'll help identify financing options through our lender network that may fit your strategy.
Or call 916-547-9749