Privacy Policy

Fortune Realty & Mortgage Inc.

533 Red Crested Ct, Roseville, CA 95747

916-526-3800

loans@bridgeloanz.com

Company NMLS #2312501

CA DRE Corporation License #02198637

Tony Popat, Loan Officer - NMLS #1883333

CA DRE #02032656

Information you give us. When you request loan options, contact us, or use our chat, you may provide: your name, phone number, email address, the subject property address, purchase price, rehab budget, after-repair value, requested loan amount, entity and ownership details, real estate investing experience, self-reported credit range, available liquid funds, and other details relevant to the financing you are seeking.

Information collected automatically. Pages visited, referring source, approximate location derived from IP address, device and browser type, and similar analytics data.

We do not ask for and do not want your Social Security number, date of birth, bank account numbers, or government ID numbers through this website. Never send those through our web form or chat. If a credit report is needed, we will collect that information through a secure channel with your separate written authorization.

To evaluate your scenario and identify financing options.

To contact you about your inquiry and your active transaction.

To prepare and submit your loan request to lenders, at your direction.

To meet legal, licensing, and recordkeeping obligations.

To improve our website and services.

If you provide your mobile number and check the SMS consent box, you agree to receive text messages from BridgeLoanz relating to your loan inquiry and transaction, and - if you separately opt in - occasional updates about our programs. Message frequency varies. Message and data rates may apply. Reply STOP to opt out at any time. Reply HELP for help, or call 916-526-3800. Consent to receive text messages is not a condition of any loan, service, or purchase.

No mobile information will be sold or shared with third parties or affiliates for marketing or promotional purposes. Text messaging originator opt-in data and consent are never shared with any third party for any purpose.

Your SMS consent is separate from, and independent of, your authorization for us to submit your loan file to lenders. Opting out of texts does not affect your loan request.

We are a mortgage broker. Placing your loan requires sharing your file with lenders. When you authorize it, we submit the information relevant to your financing request to one or more lenders and capital sources so they can evaluate and price your deal. We do this as your broker, at your direction, for the purpose of obtaining you a loan - and only after you have granted that authorization on our application.

We want to be precise about what this is and is not. We do not sell your information. We are compensated on the transaction, not on the delivery of your contact details. We do not sell, rent, or trade your information to lead buyers, aggregators, marketing companies, or affiliates. We do not share your mobile number or SMS consent with lenders or anyone else for marketing. Lenders receive your file only to underwrite the specific financing you asked us to arrange.

We also share information with service providers who operate our business on our behalf - our CRM, email and telephony providers, and similar vendors - under agreements that restrict their use of it. We may disclose information where required by law, subpoena, or regulator, or to protect our legal rights.

If your scenario advances to a stage where credit is relevant, we will request your written authorization before obtaining a credit report. Any self-reported credit range you give us on the website is an estimate only and is not a credit inquiry.

We use cookies and similar technologies to run the site, remember your progress through our form, and understand how the site is used. Most browsers let you refuse or delete cookies; parts of the site may not work correctly if you do.

We use commercially reasonable administrative, technical, and physical safeguards to protect the information we hold. No method of transmission or storage is completely secure, and we cannot guarantee absolute security.

We retain information for as long as needed to serve you and to meet our legal, licensing, and recordkeeping obligations, which for mortgage and real estate brokerage records is generally at least three years.

Texts: reply STOP to any message. Email: use the unsubscribe link, or contact us. Access, correction, or deletion: email loans@bridgeloanz.com or call 916-526-3800 and we will respond as required by applicable law.

California residents may have additional rights under the California Consumer Privacy Act, including the right to know what personal information we collect and how we use it, and the right to request deletion. We do not sell personal information as that term is defined under the CCPA. We will not discriminate against you for exercising any of these rights.

This site is intended for real estate investors and is not directed to anyone under 18. We do not knowingly collect information from children.

We may update this policy. The effective date above reflects the current version. Material changes will be posted on this page.

Fortune Realty & Mortgage Inc.

533 Red Crested Ct, Roseville, CA 95747

916-526-3800

loans@bridgeloanz.com