Terms of Service

BridgeLoanz.com is operated by Fortune Realty & Mortgage Inc., a licensed California real estate broker and mortgage brokerage.

Company NMLS #2312501

CA DRE Corporation License #02198637

Tony Popat, Loan Officer - NMLS #1883333

CA DRE #02032656

533 Red Crested Ct, Roseville, CA 95747

916-526-3800

We are a broker, not a lender. We do not fund loans. We arrange business-purpose real estate financing by presenting your scenario to lenders and capital sources and working to place your loan on the best terms available to you.

Nothing on this website is a loan offer, a commitment to lend, or a guarantee of approval, rate, term, leverage, or timeline. Every loan is subject to the lender's underwriting, credit review, property review, and final approval. Rates, leverage figures, program parameters, and timelines shown on this site are illustrative, reflect market conditions that change constantly, and are not offered terms.

We arrange financing for business and investment purposes only - non-owner-occupied residential investment property, fix and flip, bridge, DSCR rental, and ground-up construction. We do not arrange consumer-purpose loans, and we do not arrange financing secured by a property you occupy or intend to occupy as your primary residence.

By submitting a request you represent that the financing you are seeking is for a business purpose and that the subject property is not and will not be your primary residence.

You must be at least 18 years old and legally able to enter into contracts. If you are submitting on behalf of an entity, you represent that you are authorized to do so.

Financing decisions are made on the information you provide. You agree that everything you submit is true, accurate, and complete to the best of your knowledge, and that you will promptly correct anything that changes. Providing false or materially misleading information on a loan application may constitute fraud and may be reported to lenders and to the appropriate authorities.

When you grant authorization on our application, you direct us to submit your loan request and supporting information to lenders and capital sources for the purpose of obtaining the financing you have asked us to arrange. You may withdraw that authorization at any time by contacting us, though we cannot recall information already delivered.

We are compensated on completed transactions. Compensation is disclosed to you before you commit to any loan, as required by law.

Lenders are independent third parties. We do not control their underwriting, pricing, decisions, timing, or conduct, and we are not responsible for them. Your loan, if one is made, is a contract between you and that lender on their documents and their terms.

By providing your contact information, you consent to receive communications from us electronically - by email, phone, and, where you have separately opted in, by text message. Text messages: message frequency varies, message and data rates may apply, reply STOP to opt out and HELP for help. Consent to receive texts is not a condition of any loan or service. See our Privacy Policy for how we handle mobile information.

You agree not to use this site to submit false information, to scrape or harvest data, to interfere with its operation, to attempt unauthorized access, or for any unlawful purpose.

The content, design, and materials on this site are owned by Fortune Realty & Mortgage Inc. or its licensors and may not be copied or reused without permission, other than for your own personal, non-commercial reference.

Information on this site is general and is not legal, tax, accounting, appraisal, or investment advice. Real estate investing carries risk, including the risk of loss. Consult your own advisors before committing to a transaction.

This site and its content are provided "as is" and "as available," without warranties of any kind, express or implied, including any implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the site will be uninterrupted, error-free, or secure.

To the maximum extent permitted by law, Fortune Realty & Mortgage Inc. and its officers, employees, and agents will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for lost profits or lost opportunities, arising out of your use of this site or any financing you seek through us.

You agree to indemnify and hold harmless Fortune Realty & Mortgage Inc. from claims and expenses arising out of your use of this site, your breach of these Terms, or information you submit that proves inaccurate.

These Terms are governed by the laws of the State of California without regard to conflict-of-law principles. Any dispute will be brought in the state or federal courts located in Placer County, California, and you consent to that venue.

We may update these Terms. The effective date above reflects the current version, and continued use of the site after changes are posted means you accept them.

Fortune Realty & Mortgage Inc.

533 Red Crested Ct, Roseville, CA 95747

916-526-3800

loans@bridgeloanz.com